SBA Loan
Encompass nearly every aspect of your small business. The most prevalent types of SBA loans include the 7(a), 504, and SBA Express.
대출 금액
Up to $5,000,000
대출 기간
10-30 years
예상 펀딩 소요 시간
1-2 Months After Approval
이자율
Prime+
What is an SBA Loan?
An SBA loan, or Small Business Administration loan, is a type of small business loan that is partially guaranteed by the government. The SBA does not provide the loan itself, but rather sets the criteria for loans and guarantees a portion of them. This reduced risk for lenders makes it easier for small business owners to secure funding.
What are the Benefits?
SBA loans have some of the most competitive interest rates in the business lending market, as they are tied to the prime rate, which is influenced by the Federal Funds Rate set by the Federal Reserve. Since the Federal Funds Rate has historically been low (reaching as high as 16.39% in 1981), opting for an SBA loan could help you save a significant amount of money in interest.
사업체 운영 기간
2+ Years
크레딧 스코어
600 or higher
연매출
At least $8,000